Practice Acquisition Loans
Whether you're an associate stepping into ownership or an established doctor adding locations to build a multi-site legacy, our acquisition programs are underwritten around healthcare realities
Up to 15-Year Terms. Up to 100% Financing.
100% Financing on Qualified Deals
We finance the full purchase price plus the things most lenders carve out: working capital, new equipment, leasehold improvements, technology and many soft costs. No oversized down payment, and no excessive personal guarantees demanded as a matter of course.
$500,000 to $15,000,000
From a single-location purchase to DSO transactions. Amortizations run as long as fifteen years, which keeps the monthly payment low enough that the practice services its own debt from the first month, not the third year.
One File,
Competing Offers
Your file is presented to a national network of SBA, conventional and private lenders, and we negotiate from there. You review competing terms instead of accepting what one bank happens to offer.
The Deal Is Won Between the LOI and the Wire
Financing is the visible part of an acquisition. The risk lives in the ninety days between the letter of intent and the funding wire, where the seller's add-backs get tested, the collections history turns out to be softer than the production reports suggested, the landlord slows the lease assignment, and a credentialing gap nobody flagged pushes revenue out a full quarter after closing. Every one of those is survivable if it surfaces early and fatal if it surfaces late.
We have been advising healthcare practice buyers since 1996, and we stay in the transaction from valuation review through due diligence to closing day. That means pressure-testing the price before it's papered, coordinating with your CPA and attorney rather than working around them, and structuring the debt so the practice you just bought still has room to breathe. We don't simply fund the deal. We work to make sure the acquisition strengthens your career instead of mortgaging it.